1. By accessing Sompo Japan's websites and online services, you agree that such access and/or use, you agree to the Privacy Statement stated below and the Terms and Conditions of Use, all of which shall be governed by and construed in accordance with Singapore laws and you agree to submit to the exclusive jurisdiction of the Singapore courts.

  2. Generally, you can visit Sompo Japan's websites without telling us who you are or revealing any information about yourself. Please do not send us any confidential or proprietary information via the Internet. Any information (including feedback, data, comments, suggestions, ideas or the like) that Sompo Japan (or its Affiliates) receives through its websites will be regarded as non-confidential. Sompo Japan may from time to time conduct online surveys and request for information about your interest or your views about specific matters in an effort to improve its services to you. You may choose not to respond. By sending to Sompo Japan information via Sompo Japan's websites or through any other electronic means, you grant to Sompo Japan and its Affiliates an unrestricted, irrevocable license to use, reproduce, display, modify, perform and distribute such information in any manner and for any purpose as Sompo Japan (or its Affiliates) shall deem fit. Further, and/or alternatively, anything you transmit or post becomes the property of Sompo Japan and may be used for any purpose as Sompo Japan deem fit, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast, and posting. Further, Sompo Japan is free to use any ideas, concepts, know-how, or information in any communication that you send to the site, for any purpose whatsoever, including, but not limited to, developing, manufacturing, and marketing products and services.

  3. Sompo Japan may, at its sole discretion, remove or modify any information and/or content (which you transmit or make available via Sompo Japan's websites and/or online services) that in Sompo Japan's opinion may be defamatory, offensive, indecent, objectionable or illegal or may have infringed any party's intellectual property rights, without notice to you.